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above flood Understanding “Above Flood” vs. “Below Flood” Homes in the Florida Keys When buying or selling a home in the Florida Keys, one of the most significant factors to consider is whether a property is “above flood” or “below flood.” This distinction doesn’t just impact the structure of the home—it also plays a crucial role in determining insurance costs and resale value. What Does “Above Flood” and […]
flood insurance After back to back storms, one homeowner is making major changes Flooding in Florida is a significant concern after hurricanes due to the state’s low-lying geography and extensive coastline. Hurricanes bring heavy rainfall, storm surges, and coastal flooding, particularly affecting areas near bodies of water like the Florida Keys. These floods can persist long after a storm has passed, damaging homes, infrastructure, and disrupting everyday life. […]
above flood Understanding Flood Insurance in the Florida Keys There are a lot of industry terms used in the real estate market that are not readily understood by potential buyers coming into the area. Terms such as “above flood” or “below flood” and “pre-firm” may be confusing for buyers. I’d like to share this video from Key West that does an excellent job illustrating […]
above flood Understanding Flood Insurance in the Florida Keys There are a lot of industry terms used in the real estate market that are not readily understood by potential buyers coming into the area. Terms such as “above flood” or “below flood” and “pre-firm” may be confusing for buyers. I’d like to share this video from Key West that does an excellent job illustrating […]
Biggert-Waters Act There is a lot of talk lately about the new changes to the National Flood Insurance Program (NFIP). Local attorney Russell Yagel from Hershoff Lupino & Yagel, L.L.P. has been kind enough to provide this summary: Summary of rate changes being implemented under the NFIP Russell Yagel / Hershoff Lupino & Yagel, L.L.P.    Already […]
Biggert-Waters Act There is a lot of talk lately about the new changes to the National Flood Insurance Program (NFIP). Local attorney Russell Yagel from Hershoff Lupino & Yagel, L.L.P. has been kind enough to provide this summary: Summary of rate changes being implemented under the NFIP Russell Yagel / Hershoff Lupino & Yagel, L.L.P.    Already […]
Biggert-Waters Flood Insurance – What you need to know before you purchase There’s been a lot of talk about flood insurance rates here in Monroe County, and for good reason.  On July 6, 2012, the Biggert-Waters Flood Insurance Reform Act of 2012 was signed into law. While the good news is the reauthorizing of the National Flood Insurance Program (NFIP) through September 30, 2017, the bill brings […]
Biggert-Waters Flood Insurance – What you need to know before you purchase There’s been a lot of talk about flood insurance rates here in Monroe County, and for good reason.  On July 6, 2012, the Biggert-Waters Flood Insurance Reform Act of 2012 was signed into law. While the good news is the reauthorizing of the National Flood Insurance Program (NFIP) through September 30, 2017, the bill brings […]
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fema STATUS OF KEY DEER CASE By Jim Lupino, Esq. and Russell Yagel, Esq. In a sentence, the case is status quo. Not any different than 10 months ago and not any better. As you will recall, Federal Court Judge Michael Moore entered orders in 2005 which resulted in approximately 40,000 properties in Monroe County being restricted from National Flood Insurance […]
fema STATUS OF KEY DEER CASE By Jim Lupino, Esq. and Russell Yagel, Esq. In a sentence, the case is status quo. Not any different than 10 months ago and not any better. As you will recall, Federal Court Judge Michael Moore entered orders in 2005 which resulted in approximately 40,000 properties in Monroe County being restricted from National Flood Insurance […]
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