Flavors of the Keys • Florida Keys Real Estate • Islamorada • Island Living • Key Lime Pie • Key West • Lion Fish • Marathon • September 9, 2025

A Foodie’s Paradise in the Florida Keys: From Lionfish Tacos to Key Lime Pie

by Tracy Larson

The Florida Keys aren’t just famous for turquoise waters, world-class fishing, and jaw-dropping sunsets—they’re also a smorgasbord of flavors that could keep any foodie happily fork-deep for weeks. Down here, dining isn’t just about eating; it’s an adventure where fresh seafood, quirky local haunts, and a dash of tropical whimsy all come together on your plate.

Lazy Days in Islamorada – Where Ocean Meets Appetite

Start your journey in Islamorada at Lazy Days, where the fish is as fresh as the sea breeze. Locals know the trick: bring in your catch, and the chefs will cook it up just the way you like it—grilled, blackened, or swimming in a Key lime butter sauce. Add a plate of conch fritters and a view of the endless blue horizon, and you’ll wonder why you ever eat indoors.

Burdines in Marathon – Burgers, Boats, and a Side of Sunset

Head south to Marathon and swing by Burdines Waterfront. Don’t let the laid-back vibe fool you—this place is serious about comfort food. Their famous hush puppies and hand-cut fries are perfect for snacking between bites of a juicy burger. Grab a seat by the water, order their Key lime pie (yes, you need another slice), and watch the boats drift by. If you’re lucky, you might even get a visit from a curious pelican.

Blue Heaven in Key West – Roosters and Rapture

By the time you roll into Key West, you’ll be ready for something that screams island charm, and Blue Heaven delivers. Where else can you eat Caribbean-inspired shrimp and grits under a canopy of banyan trees while roosters strut by like they own the place? Save room for dessert—their towering slice of Key lime pie, crowned with mile-high meringue, is the stuff of legend. One forkful, and you’ll understand why people happily line up for it.

Offbeat Bites and Local Legends

But don’t stop there. The Keys are full of surprises: lionfish tacos (a delicious way to help the reef), Cuban coffee strong enough to power a fishing boat, and lobster pizza that’ll make you rethink everything you know about pizza toppings. Every island has its hidden gems, often tucked down side streets or perched on the water’s edge, waiting to feed your sense of adventure as much as your stomach.

The Grand Finale – Always Key Lime Pie

Of course, no foodie tour of the Florida Keys is complete without Key lime pie. Creamy, tart, and just sweet enough, it’s more than dessert—it’s the Keys on a plate. Some swear by the meringue topping, others by whipped cream, but everyone agrees on one thing: you can’t leave without at least one slice…or three.

✨ Pro tip: Pack stretchy pants. Between the lionfish tacos, the hush puppies, and the mountain-high Key lime pie, you’ll thank yourself later.

Florida Keys • Florida Keys Real Estate • Florida Keys Real Estate Market • September 8, 2025

Monday Market Sales Update – What’s Selling in Paradise?

by Tracy Larson

Over the past week, 18 homes closed across the Keys, giving us a solid snapshot of current market activity.

Average List Price: $1,656,399
Average Sales Price: $1,459,284
Average Days on Market: 96

💡 While the averages highlight the strength of our market, it’s important to note that 7 of these 18 homes sold below the $1 million mark. This shows there are opportunities at a variety of price points—something both buyers and sellers can feel confident about.

What does this mean for you?

Buyers: Don’t let the averages discourage you—there are still homes available at approachable price ranges.
Sellers: Strong activity and steady sales show that well-priced homes are moving, with buyers actively searching Keyswide.

The Florida Keys continues to offer a unique lifestyle, and whether you’re looking for your first island home or ready to move up, now is a great time to make your move.

✨ Thinking about buying or selling in the Keys? Let’s connect and talk about your goals.

👉 Curious to see the full list of last week’s sales? Click here to view what sold.

Florida Keys • Florida Keys Real Estate • Florida Keys Real Estate Market • Homes for Sale • Housing Market • new listings • September 8, 2025

Monday Market Update: A Seasonal Slowdown with Bigger Factors at Play

by Tracy Larson

If you’ve been watching the Florida Keys real estate market, you may have noticed that the pace of new listings has been slowing. Normally, we average somewhere in the 60s for new homes hitting the market each week, but that number has been steadily dropping.

Part of the reason is seasonal. This time of year traditionally brings a lull in activity, and we expect the market to feel a little quieter. But beyond the calendar, there are some larger forces shaping seller behavior both here and nationwide.

Why Fewer Homes Are Hitting the Market

Economic Uncertainty
Many homeowners are hesitant to list because of the perception that the national economy is fragile. Even if the local market is healthy, national headlines can influence confidence.
Interest Rates
With rates still elevated, some owners prefer to hold onto their current mortgages rather than step into a higher-rate loan on their next property.
Expired Listings Not Renewing
Homeowners whose listings have expired are sometimes reluctant to re-list, again tied to the belief that “the market just isn’t strong enough right now.”

What This Means for the Keys

While these trends reflect what’s happening across the country, the Florida Keys market has its own rhythm. Seasonal slowdowns are normal here, and while inventory growth may feel sluggish, demand for homes in our island communities remains steady. Buyers are still looking for the right opportunities, especially those drawn by our unique lifestyle and ocean access.

The Bottom Line

Yes, new listings are down — but it’s not just a “slow market.” It’s a mix of seasonality, perception, and interest rates all playing together. If you’re a buyer, this means less new inventory to choose from, but also a chance to move quickly when the right property comes along. If you’re a seller, it means your home may face less competition on the market, which can work in your favor.

📊 Last week, 29 new listings came on the market here in the Florida Keys. You can take a closer look at them here: View the New Listings.

First Class Fridays • Florida Keys Real Estate Market • Islamorada • Waterfront Homes • September 5, 2025

First Class Fridays – Exquisite Tri-Level Waterfront Estate in Venetian Shores

by Tracy Larson

Every Friday, we bring you an exclusive look at one of the Florida Keys’ most distinguished homes. Today’s feature is nothing short of spectacular—an estate that truly embodies first-class waterfront living.

🏡 Property Spotlight: Exquisite Tri-Level Waterfront Estate in Venetian Shores

Welcome to the epitome of Florida Keys luxury living! This remarkable tri-level estate in prestigious Venetian Shores, Islamorada was designed for the most discerning buyer—offering the perfect blend of elegance, comfort, and coastal lifestyle.

🌴 Property Highlights

6 Bedrooms | 5 Bathrooms | 5,000 sqft of magnificently designed living space
Soaring ceilings, fireplace, and a grand open-concept living area
Expansive wraparound veranda for breezy indoor-outdoor living
Beautifully landscaped 10,000 sqft lot providing privacy and tranquility
Resort-style swimming pool with new resurfacing and glass edge surround

🚤 Boater’s Dream Come True

100 ft of deep-water concrete dockage
20,000 lb catamaran-width elevator lift + 5,500 lb davits
220V pedestal for marine electric service
Immediate access to the Atlantic Ocean & Florida Bay for world-class fishing

🛠️ Recent Upgrades

New two-car A/C split system with 10-year warranty
New dock and stair brick pavers
New impact windows & French doors (third floor)
Two new Rolladen electric hurricane shutters
Swimming pool resurfacing with modern glass edge surround
Dock upgraded with 220V pedestal for marine electric needs

🚗 Additional Features

Two-car garage with new A/C
Covered carport parking + paved driveway
Secure storage for vehicles and gear

This home embodies the best of the Florida Keys lifestyle—luxury, privacy, and unbeatable access to the water. Whether entertaining, relaxing, or setting out for a day of fishing, this estate offers it all.

📍 Venetian Shores | Islamorada, Florida Keys – Offered at $5,299,000

Listing information provided courtesy of Lisa Frins, Berkshire Hathaway Home Services

Community Spotlight • Construction • Florida Keys Architecture • Florida Keys Real Estate • Gingerbread Houses • Home Buying • Island Living • September 4, 2025

Quirky Florida Keys Architecture: Why Our Homes Have So Much Personality

by Tracy Larson

One of the things I love most about the Florida Keys is how our homes each seem to tell their own story. Walk through Key West, or drive down the Overseas Highway, and you’ll spot all kinds of quirky details—gingerbread trim, rainbow shutters, stilt foundations, and even houses with “eyebrows.” Yes, eyebrows! Living here, you get used to architecture that’s colorful, practical, and just a little whimsical.

Conch Homes and Gingerbread Details

The classic conch home is a staple of Key West. You’ll recognize it right away: tin roofs, pastel paint, big porches, and those delicate gingerbread details along the eaves. That gingerbread trim looks like it came straight out of a storybook, and it gives these homes a unique charm you won’t find anywhere else. I can tell you from personal experience—I own a home with gingerbread detailing, and it was one of the reasons I fell in love with it and bought it! Of course, the design wasn’t just about being pretty—wide porches helped keep houses cool long before air conditioning, and the raised foundations added a layer of protection from flooding.

Living on Stilts

Head a little further up the Keys, and you’ll see plenty of homes lifted high on stilts. It’s not just a design quirk—it’s survival. Stilts keep the living space above potential floodwaters, and during hurricane season, that extra height matters. The bonus? Room underneath for parking, storage, or even the perfect shady spot to hang a hammock.

Eyebrow Houses: Shady and Stylish

Now, let’s talk about the eyebrow house, one of Key West’s most iconic designs. Picture a house with windows that peek out from under an overhanging roofline—like little eyebrows shading their eyes. The design is clever and practical: it keeps the upstairs cooler by blocking direct sun, while still letting breezes flow through. Functional and fashionable, island-style.

Shotgun Houses: Narrow but Full of Charm

Another classic you’ll spot is the shotgun house. These homes are long and narrow, often just one room wide, with doors lined up front to back. Why the design? Back in the day, it made for great airflow—open the front and back doors, and the breeze carries straight through. It’s simple, efficient, and perfect for island living.

Shutters with Personality

Of course, no Keys home is complete without shutters. They’re built to protect during storms, but down here, people have fun with them. From bold tropical colors to hand-painted dolphins or pineapples, shutters are functional and full of personality—much like the people who live behind them.

Quirky, Charming, and Totally Keys

The architecture of the Florida Keys is more than just buildings—it’s a reflection of our lifestyle. It’s practical enough to handle island weather, but never too serious to skip a splash of color or a little whimsy. Whether it’s a conch house with gingerbread trim, a stilted home with an ocean view, or an eyebrow cottage peeking from behind the palms, each one has a charm all its own.

And if you’ve ever thought about finding a Keys home with its own personality, I’d be happy to help you track down the one that feels just right.

Cudjoe Key • Florida Keys Real Estate • Island Living • Property Spotlight • Waterfront Homes • September 3, 2025

One-of-a-Kind A-Frame Waterfront Escape in the Florida Keys

by Tracy Larson

I have to say—I absolutely love this home. Unique A-frame architecture isn’t something you come across often in the Keys, and the way the interior has been styled makes it even more special.

Welcome to 22852 John Silver Lane, a rare A-frame waterfront retreat tucked away in peaceful Cutthroat Harbor Estates. This two-bedroom, two-bath home strikes the perfect balance between classic Keys charm and modern comfort, surrounded by lush palms and native landscaping.

Inside, soaring vaulted ceilings and impact-rated windows flood the home with natural light. The hardwood floors feel warm and inviting, while the charming kitchen makes every meal a joy to prepare. One of my favorite touches? The built-in bookcases and open shelving that follow the A-frame lines, offering so many ways to showcase your personality—whether with books, art, or treasured photos.

There’s also a versatile bonus space upstairs—currently set up as a third bedroom—that could easily become a lounge, office, or second living room. With new ductless AC units in every room, comfort is always just right.

Step outside and the Florida Keys lifestyle unfolds. Four breezy balconies give you peek-a-boo views of Cudjoe Bay, while the canal-front patio is perfect for sunrise coffee, sunset cocktails, or simply relaxing in a hammock. Along the 60-foot seawall, a deep-water canal leads straight to the Atlantic, the Gulf, and the backcountry for world-class fishing, diving, and kayaking.

This home is as flexible as it is beautiful—whether you’re dreaming of a full-time residence, a seasonal escape, or an investment property. With 30-day rentals permitted, room to add a pool, and over 800 sq ft of enclosed storage downstairs, it truly has it all.

Homes like this don’t come around often in the Keys. If you’d like to experience it for yourself, let’s schedule a private showing. 🏡💛

Click here for more information and photos

Listing provided courtesy of Matthew Sheehan, Ocean Sotheby’s International Realty

Florida Keys • Florida Keys Real Estate • Labor Day • new listings • Pool Homes • September 1, 2025

Market Update Monday – Labor Day Edition

by Tracy Larson

Happy Labor Day, friends! Even though today is a holiday, I’m here with your weekly Florida Keys market update because I know real estate never takes a day off—and neither do I when it comes to keeping you informed.

Last week, we had 50 new listings hit the market here in the Keys. That’s a strong number for this time of year! Many of these homes feature something near and dear to island living—pools. When you live in the Florida Keys, your backyard often becomes an extension of your living room. Whether it’s cooling off on a warm afternoon, entertaining friends, or simply enjoying a quiet evening dip, a pool is more than a luxury—it’s a way of life down here.

If you’re curious about what’s new—whether you’re buying, selling, or just keeping an eye on the market—I’d be happy to share details on the latest listings.

Enjoy your holiday, and remember: if your dream home has a pool and ocean breezes, chances are it just came on the market!

Click here to see the new listings

– Tracy 🌺

Condominiums • First Class Fridays • Florida Keys Real Estate • Florida Keys Rentals • Island Living • Lifestyle • Luxury Condos • Townhomes • Vacation Rentals • August 29, 2025

First Class Friday: Luxury Condo Living in the Florida Keys

by Tracy Larson

When you think of luxury in the Florida Keys, single-family waterfront estates often come to mind. But this week, we’re shining the spotlight on condominiums and townhomes starting at $1,000,000 and up—where convenience meets coastal elegance.

Why Condos? Why Now?

It’s true that condos in South Florida have been getting some negative press lately. But here in the Keys, many communities are standing strong. Well-maintained associations, proper reserves, and careful management keep these properties secure and desirable. Buyers can feel confident that these aren’t just homes—they’re safe, viable investments.

Built-In Lifestyle

Owning a condo in the Keys isn’t just about a place to live; it’s about a way of life. Imagine:

No lawn to mow, no pool to maintain.
Step outside your door to find a marina, a pool deck, or the turquoise ocean waiting.
Fitness centers, tennis courts, and private beaches often come as part of the package.

For many buyers, this low-maintenance lifestyle is exactly what makes a condo or townhome worth the premium price tag.

Vacation Rental Potential

One of the biggest draws? Income potential. Many of these luxury condos are already operating as vacation rentals. That means a buyer can close on a unit and immediately have bookings lined up, with rental income offsetting ownership costs from day one. In a destination as sought-after as the Keys, demand for short-term rentals is consistently strong.

Who Buys Luxury Condos?

We’re seeing interest from three groups of buyers:

Second-home owners who want a lock-and-leave property.
Investors seeking rental income with appreciation potential.
Full-time residents who want waterfront living without the upkeep of a single-family home.

Final Thought

Luxury condo living in the Florida Keys offers the best of both worlds: a tropical lifestyle paired with investment opportunity. Whether you’re drawn to the idea of morning coffee on your private balcony, renting your unit when you’re away, or simply wanting a stress-free waterfront home, the market has options ready for you.

First Class Friday is all about showing you what’s possible in Keys real estate—and these luxury condos prove that paradise can come in many forms.

Click here to find your Florida Key Retreat!

above flood • below flood • buying advice • fema • flood insurance • flood zones • Florida Keys Real Estate • August 28, 2025

Flood Zones & Elevation Certificates: What Every Florida Keys Buyer Should Know

by Tracy Larson

Buying a home in the Florida Keys often means sunshine, ocean breezes, and dreams of living by the water. But along with all that paradise comes something buyers need to keep in mind—flood zones and elevation certificates. These two things can make a big difference in how much your home will actually cost you each month.

What’s a Flood Zone, Anyway?

The Federal Emergency Management Agency (FEMA) maps out areas into “flood zones.” These zones tell insurance companies—and you—how likely it is that your property could flood.

Low-risk zones usually have the lowest insurance costs.
High-risk zones may require flood insurance if you’re getting a mortgage, and those premiums can be pricey.

It’s not unusual in the Keys for two homes on the same street to fall into very different flood zones. That’s why checking the zone before you make an offer is always a smart move.

Elevation Certificates: Your Home’s Report Card

An elevation certificate is a document that shows exactly how high a home sits compared to the base flood level in its area. Think of it as your home’s “report card” for how it might stand up to rising water.

If the home is above the flood level, insurance tends to be more affordable.
If the home is below, insurance costs can jump—sometimes by thousands of dollars a year.

A Real-Life Example

Just recently, I was showing homes to a buyer who fell head-over-heels for a charming Keys property. It had the location, the character, and the additional living space she wanted. But then we checked the details: the home sat three feet below flood level and had a history of flooding. The required flood insurance alone would have been over $5,500 per year—that’s more than $400 a month added to her housing costs.

As you can imagine, that made her think twice.

Head vs. Heart: A Buyer’s Dilemma

It’s easy to get emotionally attached to a house, especially when it feels perfect. But part of buying wisely in the Keys is looking at the big picture. Can you comfortably afford not just the mortgage, but also the insurance and upkeep? Walking away can be tough, but sometimes it’s the best choice in the long run.

The Good News

Not all homes face sky-high flood insurance. Many properties in the Keys are elevated, well-prepared, and come with affordable premiums. The key is doing your homework early—checking the flood zone, reviewing the elevation certificate, and talking with your insurance agent before you fall too hard for a home.

📝 Quick Checklist: Flood Zones & Elevation Certificates

Before you make an offer in the Florida Keys, ask these three questions:

What flood zone is the property in?
(Higher risk = higher insurance premiums.)
Is there an elevation certificate available?
(This shows how the home compares to base flood level.)
What will my flood insurance actually cost?
(Get a quote early—don’t wait until you’re in love with the house!)

👉 Bonus tip: A home that’s elevated, even just a few feet above flood, can save you thousands every year.

Final Thoughts

Flood zones and elevation certificates may not be the most exciting part of the home-buying process, but they are among the most important in the Keys. With the right information, you can balance your dream home with your budget and enjoy island living with peace of mind.

Florida Keys Business Opportunities • Florida Keys Real Estate • Island Living • August 27, 2025

Owning and Operating a Business in the Florida Keys: A Slice of Paradise with a Side of Adventure

by Tracy Larson

So, you’re thinking about owning a business in the Florida Keys? First off—congratulations! Not only are you considering one of the most beautiful places on earth, but you’re also eyeing opportunities that mix work with a whole lot of island charm.

The Keys to Success (Pun Absolutely Intended)

Opportunities here are as colorful as a Key West sunset. Want to run a lively bar or restaurant where flip-flops are considered formal wear? You’ll find it. Prefer scooping ice cream to a line of happy kids (and even happier parents)? That’s on the table too. If the water calls your name, there are boating services, charter boats, and even fishing guide businesses waiting for new captains. And for those who love wheels more than waves, golf cart rental companies are a Keys staple—because who wouldn’t want to cruise an island in style?

Why the Keys Are Different

Running a business here isn’t the same as in a big city. Life moves at island speed, and that’s part of the appeal. You’re not just selling food, drinks, or rentals—you’re selling the Keys experience. Visitors come for sunshine, turquoise water, and a break from the ordinary. If you can tie your business to that vibe, you’re halfway there.

Challenges (Because Every Paradise Has a Few)

Sure, it’s not all palm trees and piña coladas. Operating in the Keys means planning for a seasonal economy, preparing for the occasional storm, and working with a smaller labor pool. But with the right attitude (and maybe a generator or two), most business owners find the rewards outweigh the hurdles. After all, your “commute” might just be a bike ride over a bridge with ocean views on both sides.

Living the Dream

Here’s the real secret: owning a business in the Keys is about lifestyle as much as it is about profits. You’ll become part of a tight-knit community, meet people from all over the world, and have front-row seats to some of the most beautiful sunsets anywhere. And at the end of the day, when you close shop, you’re still in paradise. Not a bad way to balance work and play.

Final Thought: Whether it’s a bar, a boat, or an ice cream cone, owning a business in the Florida Keys is more than just a career move—it’s a lifestyle upgrade. And in the end, isn’t that what we’re all after?

Click here to find your next big adventure . . .

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