Mortgage Advice

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financial Should I Pay Off My Mortgage or Invest the Money Instead? My Real-Life Dilemma This isn’t a theoretical question — it’s my real-life decision. I owe about $108,000 on my home — which is worth roughly $650,000 — at a 4.875% interest rate. My monthly payment is $837, and if I keep making those payments, my last one will be due on December 1, 2040. But lately, I’ve been […]
Buying Why the Upcoming Rate Drop Could Be Your Golden Ticket to Buying in the Florida Keys Big news is on the horizon: interest rates are expected to drop soon. If you’ve been sitting on the fence about buying a home in the Florida Keys, this could be the sign you’ve been waiting for. Pair that with the fact that local prices are softening right now, and you’ve got yourself a rare […]
Buying Understanding Documentary Stamps on Deeds and Mortgages – What Every Buyer or Seller Should Know If you’re buying a home in the Florida Keys, one of the items you’ll see on your closing disclosure is called the “Documentary Stamp Tax.” You might see it on the deed and/or the mortgage, depending on how the deal is structured. As your Realtor, I always make sure you understand exactly what this charge […]
American Dream How to Pay Down Your Mortgage Faster—Without Financial Strain Smart strategies for second-homeowners and primary residents alike Paying off your mortgage ahead of schedule can save you thousands in interest and bring peace of mind. However, it’s important to approach early repayment in a way that won’t stretch your budget too thin—especially if the property in question is a second home, as is often […]
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