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above flood • below flood • flood insurance • Florida Keys • pre-firm • August 20, 2014

Understanding Flood Insurance in the Florida Keys

by Tracy Larson

There are a lot of industry terms used in the real estate market that are not readily understood by potential buyers coming into the area. Terms such as “above flood” or “below flood” and “pre-firm” may be confusing for buyers. I’d like to share this video from Key West that does an excellent job illustrating those terms and more. It also let buyers know that there is a possibility to elevate an existing building to above flood, and what the advantages are to doing that. 

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